In Malaysia, a lelong property refers to a property sold through a public auction, typically due to the owner’s failure to repay a housing loan. These properties are generally divided into two main categories: LACA and Non-LACA.

LACA, which stands for Loan Agreement Cum Assignment, refers to properties that do not yet have a Memorandum of Transfer (MOT). This usually involves newer condominiums or apartments where the title is still held under the developer’s master title. In such cases, buyers enter into a Loan Agreement along with a Deed of Assignment (DOA), and the auction process is typically handled by an auction house.

Non-LACA properties, on the other hand, are those with an issued title, either individual or strata. These are commonly landed properties such as terrace houses, semi-detached houses, bungalows, or older condominiums that already have strata titles. Ownership transfer is completed through a Memorandum of Transfer (MOT), and the auction is conducted either through the High Court or the Land Office.

Here’s a simple guide to help you understand the property auction (lelong) process:
1. Provide your IC for registration
2. Prepare a 10% deposit
3. We will assist with land search & caveat search to ensure the property can be transferred (RM120)
4. Register for bidding
5. Attend the auction day or let us represent you
(Most auctions are now conducted online)
6. If you lose the bid, your deposit will be fully refunded
7. If you win the bid, proceed to apply for a loan
• Residential property: up to 90% financing
• Commercial property: up to 85% financing
8. Submit loan application
(If documents are insufficient, we can help add a joint applicant)
9. Loan approval
10. Pay legal fees (approximately 6% ±)
11. Done

⏳ Completion period: 90–120 days

1. 20% +- Cash
2. Check outstanding
3. Property inspection (outside only)
4. Land Search
5. Loan Checking
6. Bank Draft
7. Set Maximum bidding price

For LACA properties, maintenance fees, assessment tax (cukai harta), and quit rent (cukai tanah) can be claimed for up to six years. However, Indah Water charges and SAJ are not claimable. Utility accounts such as electricity (TNB) remain under the previous owner’s name, so they do not affect the buyer.

For Non-LACA properties, maintenance fees are not claimable, but assessment tax and quit rent can still be claimed for up to six years. Indah Water and SAJ are also not claimable. Similarly, electricity (TNB) remains under the previous owner’s name and does not affect the buyer.

This is our job to negotiate with existing tenant/ owner for eviction.

Website: https://lelongproperty.my/

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Whatsapp us for FREE registration:

Jack Ting 018-9430168
👉🏻 https://wa.link/iefln4

Joanna Tai 010-9345327
👉🏻 https://wa.link/ccz5cz